Over the years, the staff at The Quarles Group has worked closely with clients to clearly understand their business’ needs and offer the best commercial insurance protection in today’s competitive market. With a strong understanding of each client’s business, the firm offers each client a full range of commercial insurance options in a number of specializations.
Additionally, The Quarles Group protects many of its commercial clients’ personal assets. You’ll find that an agency that takes time to research the best policy for your business is a strong partner for your personal success too.
The Quarles Group offers coverage for a full range of commercial risks including the following types of insurance policies:
The Quarles Group offers alternative funding insurance programs as creative options to traditional insurance. As premiums continue to rise, more and more companies have been forced to consider self-insurance programs, large deductibles, and other strategies to reduce or control the cost of insurance.
When a vehicle is used primarily for business operations, a commercial automobile policy is recommended. Considerations for a commercial automobile policy include: a) ownership by the commercial entity; b) vehicle usage; and c) the weight of the vehicle. Liability coverage to protect the insured as well as physical damage coverage are available.
Property damage can cause a significant revenue loss in a commercial enterprise. If a business has to close for property repairs, a business interruption policy can replace lost profits and ongoing expenses until the company resumes normal operations.
Environmental Insurance covers bodily injury and property damage caused by man made products or by-products which create damage to the environment.
This insurance protects a business against third party liability claims, as a result of neglegence. Defense protection is covered as well as amount of judgment within the policy limit.
A professional liability policy covers liability arising from the acts, errors, or omissions of a business entity. In addition, the cost of defending a claim is included.
Insurance designed to cover real and personal property of the business entity. Flexibility allows the design of Insurance to specific needs and exposures of the business.
An umbrella policy is liability insurance that provides customized coverage in excess of the business’ policies.
Worker’s compensation provides protection for employees in case they are injured on the job. Businesses in Georgia have a legal obligation to have a workers’ compensation policy.